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William Gerken and Marcus Painter
- Dec 6, 2019
- 3 min
The Reduced Wisdom of Herded Crowds
Often the prediction of a crowd is more accurate than the prediction of any individual in that crowd. Yet, for crowds to be wise, opinion...
30 views0 comments
Hsiao-Hui Lee, S. Alex Yang and Kijin Kim
- Nov 25, 2019
- 3 min
The Role of FinTech in Mitigating Information Frictions
Micro, small and medium enterprises (MSMEs) in developing countries rely on external finance to sustain their operations and grow their b...
29 views0 comments
Di Bu, Tobin Hanspal, Yin Liao and Yong Liu
- Nov 19, 2019
- 3 min
Financial Literacy and Self-Control in FinTech Borrowing
Background and research questions: Advances in technology have transformed the way individuals access credit and make purchases. Only a d...
22 views0 comments
Lin William Cong, Ke Tang and Danxia Xie
- Oct 28, 2019
- 3 min
Marketplace Lending and Asymmetric Network Effects
Marketplace Lending and Asymmetric Network Effects With the rise of giant platforms such as Alibaba, Amazon, and Apple, two-sided markets...
208 views0 comments
Doron Avramov, Si Cheng, and Lior Metzker
- Oct 10, 2019
- 3 min
Machine Learning versus Economic Restrictions: Evidence from Stock Return Predictability
Financial economists have uncovered a plethora of firm characteristics that forecast stock returns in the cross section. However, recent w...
52 views0 comments
Emma Li, Li Liao, Zhengwei Wang and Xincheng Wang
- Jul 25, 2019
- 3 min
Peer Effect on Consumer Default Decision: Evidence From Online Lending Platform
Unsecured debt issued by the consumers has been growing significantly in the world during the last 5 years with the arrival of new techno...
25 views0 comments
Hisham Farag, Santosh Koirala and Danny McGowan
- Jul 15, 2019
- 3 min
Peer Pressure: How do Peer-to-Peer Lenders affect Banks' Cost of Deposits and Liability Structur
Cycles of innovation have repeatedly disrupted and transformed the financial intermediation market. Recently, new digital technologies ha...
200 views0 comments
Yueh-Ping Yang & Cheng-Yun Tsang
- Jun 27, 2019
- 3 min
RegTech and the New Era of Financial Regulation
The rise of FinTech has not only advanced operational efficiency of the financial industry but also posed challenges to regulatory effici...
59 views0 comments
W. Scott Frame, Larry Wall and Lawrence J. White
- Dec 14, 2018
- 3 min
Technological Change and Financial Innovation in Banking
FinTech has captured the popular imagination whether it be the use of artificial intelligence for financial product marketing and advisem...
32 views0 comments
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